The Crowd Tape

What the street is doing, not what I think

What top X accounts are doing, not what I think

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C

Citigroup Inc.Partly aligned
Close 123.18 (2026-10-15)28 days -7.2%1Y +23.5%28 d mentions 15

Stance mix of tracked accounts 10 accounts mentioned it · latest post counts

BullishNeutralNo stanceBearish
Bullish
1
Neutral
2
No stance
4
Bearish
3

Consensus and splits Reasons (analyst tagged) and views from the past 14 days

Bull case
  • 1Fundamentals
  • @amitisinvesting: @amitisinvesting market recap: bank earnings mixed but resilient; $GS had its second best revenue quarter ever as equities trading rose 72%, $C its best Q3 in a decade, $JPM missed EPS despite raising 2026 NII outlook, $WFC beat EPS but missed revenue. BofA survey says 10Y yields may need to near 6% before rotation into bonds; tech allocation highest since Aug 2020. Paul Tudor Jones says 2027 could be very challenging, like 1999, and expects to stay short. $AAPL unveiled $299 HomeView hub. $ORCL urged FERC to speed a gas pipeline for its New Mexico AI data center.
Bear case
  • 3Fundamentals
  • 1Technicals
  • @Mr_Derivatives: Financials last 24 hrs off earnings: $GS red, $JPM red, $WFC red, $MS red, $BAC red, $C red. OUCH!!!!
  • @DanielTNiles: $KBWB (bank ETF) -12.4% from 8/14 through yesterday while S&P +0.3%. Despite mixed results, $JPM -0.9%; $WFC -3.1%; $C -5.6%; $GS -0.2% all fell today with KBWB -1.4%. Remains circumspect into Q3 earnings given poor start from this sector.
  • @leadlagreport: @leadlagreport warns that strong profit growth won't save bank stocks if credit costs turn. Citing AP, $JPM profit is projected up 47% and $C up 61%, while Reuters notes bank stocks lagged as yields rose; the market is pricing provisions and funding costs that earnings don't show.

Partly aligned. Accounts are on both sides; see the two columns above for where they differ.

Current views Each account’s latest stance and reasoning; change is vs that account’s previous call
Michael A. Gayed, CFA @leadlagreportViews ›
Neutral strengthened (was Bearish)
Fundamentals · $C posted its best Q3 in a decade on spread income, not deal flow. NII was $16.98B, up 13.7%, about 71% of $23.85B revenue. Investment banking fell 13% from Q2. Card profit fell 8% on higher provisions.
2026-10-15 01:35 HKT Original post ↗
Bearish First call
Fundamentals · Short term · Financials last 24 hrs off earnings: $GS red, $JPM red, $WFC red, $MS red, $BAC red, $C red. OUCH!!!!
2026-10-14 20:05 HKT Original post ↗
No stance
Technicals · @ripster47 shares a live trade recap covering earnings setups, dip buys at the open, and MTF Cloud Strategies. Lists $NBIS $AMD $INTC $SKHY $MU $CBRS $CRDO $ORCL $JNJ $GS $C $JPM $UNH $DPZ $QCOM $META as winners and losers with no hindsight.
2026-10-14 12:03 HKT Original post ↗
Bullish First call
Fundamentals · @amitisinvesting market recap: bank earnings mixed but resilient; $GS had its second best revenue quarter ever as equities trading rose 72%, $C its best Q3 in a decade, $JPM missed EPS despite raising 2026 NII outlook, $WFC beat EPS but missed revenue. BofA survey says 10Y yields may need to near 6% before rotation into bonds; tech allocation highest since Aug 2020. Paul Tudor Jones says 2027 could be very challenging, like 1999, and expects to stay short. $AAPL unveiled $299 HomeView hub. $ORCL urged FERC to speed a gas pipeline for its New Mexico AI data center.
2026-10-14 09:20 HKT Original post ↗
Bearish First call
Fundamentals · Short term · $KBWB (bank ETF) -12.4% from 8/14 through yesterday while S&P +0.3%. Despite mixed results, $JPM -0.9%; $WFC -3.1%; $C -5.6%; $GS -0.2% all fell today with KBWB -1.4%. Remains circumspect into Q3 earnings given poor start from this sector.
2026-10-14 08:05 HKT Original post ↗
Neutral First call
Fundamentals · @TrendSpider reports $C Q3 earnings beat on both lines: EPS of $2.85 vs $2.67 expected and sales of $23.85B vs $23.7B expected. The stock is still down 1.08%.
2026-10-13 20:14 HKT Original post ↗
No stance
Basis not tagged · Lots of financial stocks are reporting earnings this week, including $WFC $BAC $JPM $UNH $ASML $GS $TSM $AA $DPZ $JNJ and many others. No specific stock mentioned as a view.
2026-10-13 16:48 HKT Original post ↗
Neutral First call
Basis not tagged · @bespokeinvest notes banks headline tomorrow’s earnings with JPMorgan Chase $JPM, Goldman Sachs $GS, Citigroup $C, and Wells Fargo $WFC reporting before the open. Johnson & Johnson $JNJ, UnitedHealth $UNH, Albertsons $ACI, and Domino’s Pizza $DPZ also report.
2026-10-13 05:30 HKT Original post ↗
Scott Redler @RedDogT3Views ›
No stance
Basis not tagged · REST UP! Big week coming with CPI PPI $JPM $GS $C $ASML $BAC $UNH and more! Get Monday's game plan: 📩 https://t3live.com/rd
2026-10-10 03:55 HKT Original post ↗
Cem Karsan 🥐 @jam_croissantViews ›
Bearish First call
Technicals · Medium term · (@jam_croissant 轉發)他表示美國大型銀行股已進入調整區,例如 Goldman Sachs -24%、Capital One -25%,KBW 銀行指數由 8 月高位下跌 14%,過往崩盤前銀行指數早 4-8 個月見頂,或許是警訊。標 $JPM $BAC $C $WFC $GS $MS 看淡。
2026-10-08 22:22 HKT Original post ↗
Background How the narrative evolved over time, for context on current views

By week Last 4 weeks

  • 10/10–10/16 · 14 posts · Bull 1 / Bear 3
    @leadlagreport: $C posted its best Q3 in a decade on spread income, not deal flow. NII was $16.98B, up 13.7%, about 71% of $23.85B revenue. Investment banking fell 13% from Q2. Card profit fell 8% on higher provisions. (Neutral)
  • 10/3–10/9 · 1 posts · Bull 0 / Bear 1
    @jam_croissant: (@jam_croissant 轉發)他表示美國大型銀行股已進入調整區,例如 Goldman Sachs -24%、Capital One -25%,KBW 銀行指數由 8 月高位下跌 14%,過往崩盤前銀行指數早 4-8 個月見頂,或許是警訊。標 $JPM $BAC $C $WFC $GS $MS 看淡。 (Bearish)
  • 9/26–10/2 · 0 posts · Bull 0 / Bear 0
    No discussion
  • 9/19–9/25 · 0 posts · Bull 0 / Bear 0
    No discussion

Key views and how they evolved Newest first

C Neutral strengthened2026-10-15 01:35 HKTOriginal post ↗

$C posted its best Q3 in a decade on spread income, not deal flow. NII was $16.98B, up 13.7%, about 71% of $23.85B revenue. Investment banking fell 13% from Q2. Card profit fell 8% on higher provisions.

See original

$C posted its best Q3 in a decade on spread income, not deal flow. NII was $16.98B, up 13.7%, about 71% of $23.85B revenue. Investment banking fell 13% from Q2. The bill sits elsewhere: card profit fell 8% on higher provisions (Forbes). Falsifier: provisions ease at 5%+ yields.

Image 1 ↗

Reasoning: Fundamentals Specific

C Bearish2026-10-14 20:05 HKTOriginal post ↗

Financials last 24 hrs off earnings: $GS red, $JPM red, $WFC red, $MS red, $BAC red, $C red. OUCH!!!!

See original

Financials last 24 hrs off earnings: $GS red $JPM red $WFC red $MS red $BAC red $C red OUCH!!!!

Reasoning: Fundamentals · Short term

C Bullish2026-10-14 09:20 HKTOriginal post ↗

@amitisinvesting market recap: bank earnings mixed but resilient; $GS had its second best revenue quarter ever as equities trading rose 72%, $C its best Q3 in a decade, $JPM missed EPS despite raising 2026 NII outlook, $WFC beat EPS but missed revenue. BofA survey says 10Y yields may need to near 6% before rotation into bonds; tech allocation highest since Aug 2020. Paul Tudor Jones says 2027 could be very challenging, like 1999, and expects to stay short. $AAPL unveiled $299 HomeView hub. $ORCL urged FERC to speed a gas pipeline for its New Mexico AI data center.

See original

A TON OF THINGS HAPPENED IN THE STOCK MARKET TODAY. Here's a full recap: 1. Q3 2026 earnings season got underway with reports from JPMorgan $JPM, Goldman Sachs $GS, Citigroup $C, and Wells Fargo $WFC, delivering a mixed but generally resilient picture for the banking sector. Goldman Sachs led the group with a standout quarter, posting its second-best revenue quarter ever as equities trading surged 72%, while Citigroup reported its strongest third quarter in a decade, driven by strength in services, wealth management, and equities. JPMorgan delivered a rare earnings miss despite raising its 2026 net interest income outlook, and Wells Fargo beat on earnings but missed on revenue. Across the sector, banks continued to describe the U.S. consumer as resilient, highlighted ongoing AI-driven corporate investment, raised or maintained optimistic net interest income expectations, and pointed to strong equity trading activity, while cautioning that sticky inflation, higher-for-longer interest rates, elevated valuations, and geopolitical risks remain key challenges heading into 2027. 2. Bank of America said 10-year U.S. Treasury yields may need to approach 6% before investors meaningfully rotate out of stocks and into bonds, according to its latest Global Fund Manager Survey. The survey found 76% of respondents expect the Fed to leave rates unchanged in October, while technology allocations climbed to their highest level since August 2020 and long semiconductors remained the market’s

Reasoning: Fundamentals

C Bearish2026-10-14 08:05 HKTOriginal post ↗

$KBWB (bank ETF) -12.4% from 8/14 through yesterday while S&P +0.3%. Despite mixed results, $JPM -0.9%; $WFC -3.1%; $C -5.6%; $GS -0.2% all fell today with KBWB -1.4%. Remains circumspect into Q3 earnings given poor start from this sector.

See original

$KBWB (bank ETF) -12.4% from 8/14 through yesterday while S&P +0.3%. Expectations were low. But despite mixed results, $JPM -0.9%; $WFC -3.1%; $C -5.6%; $GS -0.2% all fell today w/ KBWB -1.4%. I remain circumspect into Q3 earnings given the poor start from this important sector.

Reasoning: Fundamentals · Short term Specific

C Neutral2026-10-13 20:14 HKTOriginal post ↗

@TrendSpider reports $C Q3 earnings beat on both lines: EPS of $2.85 vs $2.67 expected and sales of $23.85B vs $23.7B expected. The stock is still down 1.08%.

See original

$C Q3 EARNINGS EPS: $2.85 vs $2.67 est ✅ Sales: $23.85B vs $23.7B est ✅ 🟥 -1.08%

Image 1 ↗

Reasoning: Fundamentals

C Neutral2026-10-13 05:30 HKTOriginal post ↗

@bespokeinvest notes banks headline tomorrow’s earnings with JPMorgan Chase $JPM, Goldman Sachs $GS, Citigroup $C, and Wells Fargo $WFC reporting before the open. Johnson & Johnson $JNJ, UnitedHealth $UNH, Albertsons $ACI, and Domino’s Pizza $DPZ also report.

See original

Banks headline tomorrow’s earnings, with JPMorgan Chase $JPM, Goldman Sachs $GS, Citigroup $C, and Wells Fargo $WFC reporting before the open. Johnson & Johnson $JNJ, UnitedHealth $UNH, Albertsons $ACI, and Domino’s Pizza $DPZ also report.

Image 1 ↗

Reasoning: Not tagged by analyst

No-stance mentions (5)
C No stance2026-10-14 12:03 HKTOriginal post ↗

@ripster47 shares a live trade recap covering earnings setups, dip buys at the open, and MTF Cloud Strategies. Lists $NBIS $AMD $INTC $SKHY $MU $CBRS $CRDO $ORCL $JNJ $GS $C $JPM $UNH $DPZ $QCOM $META as winners and losers with no hindsight.

See original

💡Learn some Life Changing Trading Concepts : Live Trade Recap Earnings setups. Dip buys at the open. MTF Cloud Strategies $NBIS $AMD $INTC $SKHY $MU $CBRS $CRDO $ORCL $JNJ $GS $C $JPM $UNH $DPZ $QCOM $META Winners and losers. No hindsight.

Image 1 ↗

Reasoning: Technicals

C No stance2026-10-14 01:30 HKTOriginal post ↗

@TrendSpider promotes its Sidekick tool for checking who beat or missed earnings and how the market reacted, citing $GS $UNH $C as examples. The post itself gives no view on those names.

See original

Earnings made easy... Who beat? Who missed? How did the market react? One prompt. Sidekick handles the research using real market data. Just ask. $GS $UNH $C https://trendspider.cc/EarningsSearch

Image 1 ↗ Image 2 ↗ Image 3 ↗

Reasoning: Not tagged by analyst

C No stance↻ Repost of @TENETTRADEGROUP2026-10-13 20:45 HKTOriginal post ↗

(Reposted by @ripster47) @TENETTRADEGROUP posts its Market Wake-Up Summary for Oct 13, listing the names it is watching: $SPX $SNDX $NVTS $NVDA $AMAT $GOOGL $PL $CRDO $INTC $TSM $S $OKLO $META $QBTS $NFLX $CIFR $FRMI $AMD $BNTX $DPZ $ACI $UNH $JPM $GS $C $GLXY $GEMI $HUN $SOFI $OLN $LYB $ADBE $ASTS $EFXT $SPIR $FUN and bitcoin. The post itself gives no view on any of them.

See original

Tenet Market Wake-Up Summary 📷📷 October.13.26 $SPX $SNDX $NVTS $NVDA $AMAT $GOOGL $PL $CRDO $INTC $TSM $S $OKLO $META $QBTS $NFLX $CIFR $FRMI $AMD $BNTX $DPZ $ACI $UNH $JPM $GS $C $GLXY $GEMI $HUN $SOFI $OLN $LYB $ADBE $ASTS $EFXT $SPIR $FUN bitcoin:native @ripster47 | @tenet_research | @TenetCharts

Image 1 ↗

Reasoning: Not tagged by analyst

C No stance2026-10-13 16:48 HKTOriginal post ↗

Lots of financial stocks are reporting earnings this week, including $WFC $BAC $JPM $UNH $ASML $GS $TSM $AA $DPZ $JNJ and many others. No specific stock mentioned as a view.

See original

Lots of Financial Stocks reporting this earnings week: http://TradingTerminal.com/calendar via @MarketAtlas @BearBullTraders $WFC $BAC $JPM $UNH $ASML $GS $TSM $AA $DPZ $JNJ $C $IBKR $MS $SFNC $STT $TFC $HOMB $MRSH $CNS $FAST $FHN $CFG $SOTK $BNY $BSVN $PLD $NRDBY $WIT $USB $ERIC $AZZ $CMC $BLK $SCHW $MAN $ACI $FBK $EQBK $INDB $JBHT $MTB $PGR $TRV $WSE $WAFD $PNC $RF

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Reasoning: Not tagged by analyst

C No stance2026-10-10 03:55 HKTOriginal post ↗

REST UP! Big week coming with CPI PPI $JPM $GS $C $ASML $BAC $UNH and more! Get Monday's game plan: 📩 https://t3live.com/rd

Image 1 ↗

Reasoning: Not tagged by analyst Specific

Fund flows or trade records mentioned in posts reflect only the account’s own claims, are marked “Per the post” and are unverified.

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